Business Insurance

Commercial Auto Insurance

A commercial auto insurance policy provides coverage for commercially owned vehicles used in business operations. This type of policy is liability and physical damage protection for vehicles such as cars, trucks, and vans, that are used strictly for business. Commercial vehicles require a separate policy because they are typically exposed to more risk than personal vehicles.

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Who needs it?

Any business that owns vehicles or uses a vehicle in the course of business needs commercial auto insurance. At Horizon Insurance, our team will match you with the best carrier to offer you proper liability and physical damage coverages needed by most businesses.

Consider commercial insurance if your business

  • Owns, leases or rents vehicles such as cars and trucks
  • Has employees who drive their own vehicles to conduct business
  • Has employees who operate leased, rented, or owned company vehicles

Types of vehicles;

  • Cars
  • Vans
  • Pick-up Trucks
  • Box Trucks
  • Service Utility Trucks
  • Food Trucks

What does a commercial auto policy cover?

  • Liability Coverages
  • Uninsured Coverages
  • Underinsured Coverages
  • Physical Damage Coverages
  • Medical Payments

Commercial Auto Insurance isn’t just for industrial vehicles like semi-trucks or dump trucks. For example, businesses that use a car to run errands, carry tools or transport clients might also need a commercial auto policy.

Here at Horizon, we often cover vehicles by

  • Electricians
  • Plumbers
  • HVAC Professionals
  • Carpenters
  • Painters
  • Landscapers + plow services
  • Realtors
  • ..and more

Quote My Commercial Vehicle

292 Park Ave , Worcester MA 01609 View Directions

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