When you have Landlord’s Insurance with us at Horizon, you can expect the following coverages:

Building & Other Structures

If the building or other detached structure you rent is damaged by fire, lightning, explosion, vandalism, hail or another covered loss, your policy will cover the repairs.

Personal Liability

When you rent out your property, you are exposed to many liability claims. If a tenant is injured on the property, you could be liable. Your policy can cover losses associated with medical payments, legal fees, settlement costs and more up to $1 million.

Other Coverages

As part of our policy, we offer Service Line and Equipment Breakdown coverage. We will also consider secondary homes without writing your primary home.

Landlord’s Property

If you own property to care for the rental, such as a snow blower, lawn mower or other tools, your policy will protect this equipment if damages occur.

Loss of Income

If your property becomes uninhabitable due to a tragedy or covered loss, you are eligible to receive payment for the rent amount lost if tenants are displaced.

Why you need it

From building damage to possible liability lawsuits, as a landlord YOU are exposed to numerous risks. Landlord Insurance helps shield Massachusetts landlords from the many risks they face.