As clients sit down to discuss their insurance needs at our office, we cannot help but notice a signifiant pattern. People with valued and important assets are not rightly protected on their insurance policies. For a fraction of what they spend on very insignificant things, they could buy the peace of mind they truly deserve and will protect their assets and their families.

At Horizon Insurance, our goal is to educate every single client of ours about the importance of being protected. We review clients’ policies and their financial situation, by explaining the very simple difference between being insured versus being protected.

To our surprise, most clients have never heard such a thing before. They are not aware of the difference and simply state that “we thought everything was taken care of”. That’s why at Horizon Insurance, we feel that it is our mission to best explain to our clients what is indefinitely needed to protect them. There response is always happy and positive.


Let’s take the example of auto insurance. A family with a home, two cars, and young children have bare bone state mandated coverage. As an insurance brokerage, we find that this market needs to get a better protection on their auto as well as their homes. However, we see hard working people that spend all their living hours working very hard for their families, but neglect to protect them. The adequate protection could cost you much less than the Starbucks latte + tip that you buy in the morning.

As we go through life, please make it your aim to be protected rather than insured. No one should settle for less when it comes to insurance. Our team at Horizon Insurance will guide you and assist that your policy revives the best coverages.

At Horizon Insurance, our team will guide and assist you with proper coverages at a great premium; headache free! We look forward to working with you.